• Welcome Bonus: 20,000 Points ($100 travel value).
• Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1).
• Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1).
• No foreign transaction fees. Only the exchange rate applies.
• $100 annual travel enhancement credit.
• 31-day insurance coverage with Worldwide Emergency Travel Medical insurance.
• $10 authorized user annual fee.

• Earn 2 Points for every $1 on eligible dining or entertainment purchases.
• Earn 1 Point for every $1 on all other everyday purchases.
• HSBC's lowest interest rate for purchases, cash advances and balance transfers
• Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item
• Insurance Coverage and Price Protection Service.
• $10 authorized user annual fee.

• Welcome offer: Get up to 50,000 points*
• Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
• Get 1 BMO Reward for every $1 spent on everything else*
• Get a $200 annual lifestyle credit to spend however you want*
• Mobile Device Insurance that covers you for up to $1,000*
• Earn 25% more points when you add an authorized user to your account*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1
• Enjoy Priority PassTM membership and 6 lounge pass visits for primary cardholders and 6 lounge pass vists for every authorized user on the account per year*
• Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
• Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*

• Welcome offer: Get up to 40,000 points and the $120 annual fee waived in the first year*
• Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
• Get 1 BMO Reward for every $1 spent on everything else*
• Get a $50 annual lifestyle credit to spend however you want*
• Mobile Device Insurance that covers you for up to $1,000*
• Earn 10% more points when you add an authorized user to your account*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1

• Get $50 CashBack Rewards!
• PLUS earn 1% cash back for the first 6 months
• 1.5% CashBack on every dollar you spend at Shell locations in Canada
• 0.5% CashBack on every dollar you spend on purchases everywhere else MasterCard is accepted
• No Annual Fee

• Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*
• Earn 1.5% CashBack on ALL card purchases* - no caps, no category limits!
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Complimentary membership in Mastercard Airport Experiences provided by LoungeKey*.
• Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
• Complimentary Roadside Assistance Program*
• BMO CashBack World Elite Travel and Medical Protection*
• Extended Warranty Plus*
• Purchase Protection Plus*
• BMO Concierge Service*
• Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada

• Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months
• Earn one Scotia Rewards point on all eligible everyday purchases
• Flexible Point Redemption
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

Some of the benefits

• No credit history required
• Build credit with one of the lowest cost cards in Canada
• Get all the benefits of Visa while building your credit
• Get access to financial education with Refresh.FIT
• Make online purchases
• Super low interest rates

• Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months
• Earn 1 SCENE point for every $1 you spend on credit card purchases
• Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

• 3.99% introductory interest rate on balance transfers for the first 6 months (16.99% after that)
• A great low rate with no annual fee
• Pay down balances faster
• Simplify your monthly payments
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

• 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)
• Save hundreds of dollars in interest a year
• Low 12.99% interest rate
• Pay down balances faster
• Simplify your monthly payments
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

• 7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)
• Cash back on everyday spending with no annual fee
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 0.5% cash back on all other eligible everyday purchases
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

• Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
• 4% on eligible recurring bill payments and grocery store purchases
• 2% on eligible gas station and daily transit purchases
• 1% cash back on all other eligible everyday purchases
• Complimentary Concierge Services 24/7
• Visa Infinite Dining Series
• Visa Infinite Music Series
• Wine Country Wonders
• Luxury Hotel Privileges
• Comprehensive Travel Insurance & New Mobile Device Insurance coverage
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

• 7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)
• Cash back on everyday spending with no annual fee
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 0.5% cash back on all other eligible everyday purchases
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

• A full-service spending account through a Prepaid Visa and integrated app
• 0.5% cash-back on all spending
• No account fees
• Free e-transfers
• Directly link your paycheque to your account
• Get insights into your spend with transaction categorization and real-time notifications
• Automate your savings with Savings Goals and RoundUps
• Free Joint Account also available
• Apple Pay accepted
• Use the code LOANSCAN20 and instantly get $20 Cash Back when you make your first purchase

Tangerine World Mastercard: 

• Promotional rate: Earn 4% Money-Back Rewards in up to 3 Categories for 3 Months* with the new Tangerine World Mastercard.  (new clients only)
• Personalized categories and unlimited money-back rewards monthly
• Automatic earning:  Money-Back Rewards are earned automatically on everyday purchases and paid monthly. These can be applied to your Credit Card balance or redeemed into your Savings Account.
• No annual fee
• After promotional period, 2% cashback on your choice of up to 3 categories, 0.5% money back on all other purchases
• Change your 2% Money-back categories to suit your spending from your choice of 10 categories
• 1.95% on Balance Transfers for six months
• Zero Liability: As a Mastercard user, you don’t have to worry when using the credit card and you’re not responsible for unauthorized purchases made with your card
• Extended Warranty: Doubles the original manufacturer’s warranty for up to one year when you pay with your eligible Mastercard
• Purchase Protection: Provides coverage for most items you purchase with your eligible Mastercard if the item is damaged or stolen within 90 days of the date of purchase
• Priceless Cities: Mastercard cardholders can enjoy special and unique offers on unforgettable experiences around the world with Priceless Cities
• Exclusive Experiences and Offers: Cardholders get preferred access to an array or valuable offers, upgrades and experiences 
• Learn more here.

Tangerine World Mastercard Benefits:

• Rental Car Collision/Loss Damage Insurance**: Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.
• Mobile Device Insurance**: Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure. Mastercard® Airport Experiences Provided by LoungeKey***: Make the most of your travel with Mastercard® Airport Experiences Provided by LoungeKey. Your complimentary membership gives you exclusive dining, retail and spa offers in over 400 airports worldwide, along with access to over 1000 lounges at $32 USD per visit. Learn more at airport.mastercard.com.
• For more information on insurance details, please see this link.

SPECIAL OFFER:

REWARDS FEATURES:

• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
• No limit on the amount of Money-Back Rewards you can earn.
• Change your 2% Money-Back Categories to suit your spending.
• Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.

ADDITIONAL CARD BENEFITS:

• Free Cards for Authorized Users on your Account
• Purchase Assurance and Extended Warranty – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
  • Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
  • Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

• Welcome offer: Get a 3.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee and we’ll waive the $20 annual fee for the first year
• Enjoy our lowest interest rate of 12.99% on purchases and cash advances
• Free extended warranty and purchase protection
• Zero Dollar Liability: protects you from unauthorized use of your credit card
• Worldwide acceptance at over 30 million locations

• The ideal way to travel and shop – or buy online – from U.S. retailers
• Shop with no exchange rate surprises.
• Fee Rebate offer: Spend just $1,000 USD in one year on your card, and the annual fee for the following year is on us
• Extended Warranty
• Purchase Protection

• 3% CashBack on every dollar you spend at Shell locations in Canada
• 1.25% CashBack on every dollar you spend on purchases everywhere else MasterCard is accepted
• FREE Roadside Assistance ($69/year value)

• Welcome offer: Get 5% cash back in your first 3 months
• Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!
• Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred
• No Annual fee
• Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account
• Extended Warranty
• Purchase Protection
• Receive a discount on car rentals

• 1.25x Miles on card purchases at Shell locations in Canada
• 1 Mile for every $15 in card purchases everywhere else MasterCard is accepted

• WELCOME BONUS! Get 800 AIR MILES Bonus Miles
• New! Always get 2x the miles at participating* AIR MILES Partners. That’s 2 Miles for every $20 you spend using your BMO Sobeys AIR MILES Mastercard
• 2x the Miles for every $20 spent at Sobeys
• 1 Mile for every $20 spent everywhere else
• Extended Warranty and Purchase Protection
• No Annual Fee

• WELCOME BONUS! Get 800 AIR MILES Bonus Miles
• New! Always get 2x the miles at participating* AIR MILES Partners. That’s 2 Miles for every $20 you spend using your BMO IGA AIR MILES Mastercard
• Get 2 Miles for every $20 spent at IGA
• 1 Mile for every $20 spent everywhere else
• Extended Warranty and Purchase Protection
• No Annual Fee*\

• WELCOME BONUS! Get 800 AIR MILES Bonus Miles
• New! Always get 2x the miles at participating AIR MILES Partners. That’s 2 Miles for every $20 you spend using your Shell AIR MILES MasterCard from BMO
• 1 Mile for every $20 in card purchases everywhere else
• No Annual Fee

• Welcome Offer: Get up to 15,000 BMO Rewards welcome points
• Get 1 BMO Rewards point for every $1 spent
• Earn faster with additional cardholders
• Get up to 25% off car rentals at National®#† Car Rental and Alamo® Rent A Car locations worldwide
• Extended Warranty
• Purchase Protection
• Zero Dollar Liability: protects you from unauthorized use of your credit card

• Get up to $575 in value in your first year
• Welcome offer: Get 40,000 points and the $150 annual fee waived in the first year ($285 travel value booked on bmorewards.com + $150 Value*)
• Get 3 BMO Rewards points for every $1 spent on travel, dining and entertainment purchases
• Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access, plus four annual complimentary passes* ($140 Value/Year).
• Get 2 points for every $1 spent everywhere else
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges
• Points you can use to cover all flight charges & taxes
• Fly on any airline, with no blackout dates
• Best-in-class travel and medical insurance (unlimited trips per year)
• BMO Concierge Service
• Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada

• Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*.
• Earn 1 reward mile for every $10 in credit card purchases, everywhere you spend
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Use your card at Costco*
• Extended Warranty
• Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
• Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access, plus two annual complimentary passes*
• Exclusive 15% Flight Discount on all AIR MILES flights in North America with no blackout periods*
• BMO AIR MILES World Elite Travel and Medical Protection*
• BMO Concierge Service*
• Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada

• Welcome offer: Get 800 AIR MILES Bonus Miles
• Get a 1.99% introductory interest rate on Balance Transfers for 9 months*, 1% fee applies to balance amounts transferred
• Get 2x the Miles for every $20 spent at participating AIR MILES Partners
• Get 1 Mile for every $20 spent everywhere else
• Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES Partner to earn Reward Miles from both
• Get AIR MILES back every time you spend, plus start building a healthy credit history
• Best BMO CashBack Mastercard for Students
• No annual fee
• Receive a discount on car rentals
• Extended Warranty
• Purchase Protection

• Earn 5,000 bonus Scotia Rewards points upon your first purchase
• Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
• 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

• First year annual fee waived
• Get closer to your new car with up to 5% in GM Earnings
• Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
• No earning or redemption caps
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

• Get closer to your new car with up to 5% in GM Earnings
• Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
• No earning or redemption caps
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

• Earn 30,000 bonus Scotia Rewards points upon first purchase
• Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
• Earn one point on all other eligible everyday purchases
• Complimentary membership to Priority Pass Airport Lounges Worldwide
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.

• Earn 25,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months
• Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
• Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
• Earn 1 point for every $1 you spend on all other eligible everyday purchases
• Complimentary Concierge Services 24/7
• Amex exclusive benefits (Front Of The Line)
• Rates, fees, offers and other information are effective as of Sep 1, 2020. Subject to change.

• Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel)
• Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
• Enjoy no FX Mark-up
• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
• Rates, fees and other information are effective as of Sep 1, 2020. Subject to change